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RON at FORESTER FINANCIAL PARTNERS Compliance & Licensing Disclosure; Professional Services & Disclosures: Ron S. Orr is a licensed insurance producer specializing in Life Insurance and Fixed Indexed Annuities. This website is a solicitation for insurance and a licensed agent may contact you. Annuity Disclosures: Guaranteed lifetime income and principal protection are subject to the claims-paying ability of the issuing insurance company. Indexed annuities are not stock market investments and do not directly participate in any equity investments. The "0% Floor" refers to protection against market loss. Please Note: While many Fixed Indexed Annuities do not have annual contract fees, optional riders (such as guaranteed income riders) or specific index allocations may carry additional costs or "spreads" that can reduce the interest credited to the policy. Early surrenders may be subject to surrender charges or market value adjustments (MVA). Life Insurance Disclosures: Policy benefits and premiums are subject to the terms and conditions of the specific policy issued. All guarantees are based on the issuing carrier's claims-paying ability. Ron S. Orr National Producer Number (NPN): 16705870 State Insurance Licenses: Michigan: 0413640 (Resident State) California: 4375694 Texas: 2132392 Ohio: 1088727 Maryland: 3003996531 Nebraska: 06705870 New Mexico: 16705870 Legal Notice: Ron S. Orr is an independent agent and is NOT affiliated with, endorsed by, or a part of the Social Security Administration, Medicare, or any other government agency.

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